1 00:00:01,260 --> 00:00:04,560 In this episode of American Greed. They're not breathing. 2 00:00:04,800 --> 00:00:05,800 They're ice cold. 3 00:00:06,020 --> 00:00:10,900 When a prominent family in a small Oklahoma town is found murdered, their 4 00:00:10,900 --> 00:00:11,940 the only suspect. 5 00:00:12,360 --> 00:00:13,800 There are four members of the family. 6 00:00:14,060 --> 00:00:15,060 Three of them are dead. 7 00:00:15,380 --> 00:00:19,540 Trust fund kid Alan Ruby starts his white collar crimes early. 8 00:00:19,840 --> 00:00:23,280 Those watches and that trip, we stole them. There's no other way around it. 9 00:00:23,280 --> 00:00:24,460 when the money runs out. 10 00:00:24,960 --> 00:00:28,520 Is he willing to go even further to satisfy his hunger for cash? 11 00:00:28,820 --> 00:00:32,360 You've got one chance to explain to me how this happened. 12 00:00:32,720 --> 00:00:33,800 And later in Chicago. 13 00:00:34,060 --> 00:00:36,180 My grandmother would be very proud. 14 00:00:36,560 --> 00:00:41,340 Businessman Seth Gilman cares for the most vulnerable while raking in 15 00:00:41,820 --> 00:00:45,400 He used to fly out of the country just to go shopping for his clothes. 16 00:00:46,000 --> 00:00:51,000 His health care company is booming, but the source of his success is criminal. 17 00:00:51,540 --> 00:00:54,100 Basically, it became a money -making scheme for him. 18 00:00:54,490 --> 00:00:59,070 And when a super sleuthing nurse stands up to him, his health care empire may be 19 00:00:59,070 --> 00:01:00,110 on life support. 20 00:01:00,450 --> 00:01:05,489 I had told Seth that I was turning him in. He just laughed at me. He was that 21 00:01:05,489 --> 00:01:06,490 arrogant. 22 00:01:30,120 --> 00:01:36,360 In southern Oklahoma, past the cattle fields and oil rigs, is the small town 23 00:01:36,360 --> 00:01:39,460 Duncan, population 23 ,000. 24 00:01:42,360 --> 00:01:47,840 Duncan is the kind of tight -knit place many people grow up in and never leave. 25 00:01:51,900 --> 00:01:53,700 In October 2014, 26 00:01:54,440 --> 00:01:59,140 friends are concerned when the Ruby family, owners of a local newspaper, 27 00:02:00,039 --> 00:02:01,760 haven't been seen all weekend. 28 00:02:03,260 --> 00:02:09,160 The Ruby's daughter, 17 -year -old Catherine, misses school on a Friday and 29 00:02:09,160 --> 00:02:10,580 again the following Monday. 30 00:02:11,240 --> 00:02:15,720 She was in my anatomy class, in my history class, and, like, she hasn't 31 00:02:15,720 --> 00:02:17,280 there the past, like, two days. 32 00:02:18,220 --> 00:02:24,440 And, like, I never, like, thought that she wouldn't be there because of that. 33 00:02:28,350 --> 00:02:29,590 I think somebody had been tricked. 34 00:02:30,530 --> 00:02:32,030 I think they've been murdered. 35 00:02:32,370 --> 00:02:34,810 Yes, the Rubys. The Rubys. 36 00:02:35,070 --> 00:02:41,730 Shortly before 9 a .m. on October 13th, a frantic housekeeper calls 37 00:02:41,730 --> 00:02:42,730 911. 38 00:02:43,830 --> 00:02:50,510 Mr. and Mrs. Ruby and Catherine Ruby laying on the floor. I think they're 39 00:02:54,399 --> 00:02:58,940 Lieutenant John Byers is blocks away from the station when he hears a Code 3. 40 00:03:01,120 --> 00:03:04,420 Ordering all investigators to the address on Bentry. 41 00:03:04,660 --> 00:03:08,040 By the time I got probably to right here, most of the vehicles were already 42 00:03:08,040 --> 00:03:09,140 stopped in front of the house. 43 00:03:11,580 --> 00:03:18,440 My first thing I noticed was a camera on the corner 44 00:03:18,440 --> 00:03:19,440 of the house here. 45 00:03:25,160 --> 00:03:29,060 And there was just enough of a draft from that back door that I got an odor. 46 00:03:30,160 --> 00:03:31,540 It's an odor you don't forget. 47 00:03:33,360 --> 00:03:36,720 Just inside the doorway, Byers finds the victims. 48 00:03:37,720 --> 00:03:42,760 John Ruby, his wife Joy, whom everyone calls Tinker, and their daughter 49 00:03:42,760 --> 00:03:47,460 Catherine, all brutally murdered, all shot at close range. 50 00:03:48,560 --> 00:03:52,300 The only thing missing from the house is the surveillance equipment. 51 00:03:53,000 --> 00:03:55,080 which would have captured the killer entering. 52 00:03:55,480 --> 00:03:59,820 I knew John, I knew the daughter, and I knew Tinker. 53 00:04:01,320 --> 00:04:06,960 I'd been around them. I'd seen them all over town, talked to them, had coffee 54 00:04:06,960 --> 00:04:07,960 with them. 55 00:04:08,560 --> 00:04:15,040 As Byers takes in this horrifying scene, there is one question at the front of 56 00:04:15,040 --> 00:04:16,039 his mind. 57 00:04:16,680 --> 00:04:17,980 There's a family of four. 58 00:04:18,300 --> 00:04:19,560 We have three bodies. 59 00:04:20,800 --> 00:04:21,920 We're at number four. 60 00:04:25,350 --> 00:04:30,030 Long before the Ruby family ends up on the front page for the worst possible 61 00:04:30,030 --> 00:04:32,870 reason, newspapers are their livelihood. 62 00:04:34,130 --> 00:04:37,830 The couple owns a weekly newspaper just up the road in Marlow. 63 00:04:38,750 --> 00:04:43,270 Almost every day, Tinker is in and out of the Stevens County Courthouse 64 00:04:43,270 --> 00:04:44,990 reporting on crime stories. 65 00:04:45,750 --> 00:04:47,410 Tinker was very much a character. 66 00:04:47,990 --> 00:04:51,390 She would catch me at the courthouse a lot of times. She would say, what's 67 00:04:51,390 --> 00:04:53,150 on? Do you have any stories coming up? 68 00:04:54,800 --> 00:05:00,160 Tinker is a booster club mom, known around Duncan as the casserole queen. 69 00:05:00,760 --> 00:05:03,500 John's an Eagle Scout and avid photographer. 70 00:05:04,300 --> 00:05:08,900 They were kind of your all -American family. Everybody knew them and 71 00:05:08,900 --> 00:05:09,779 loved them. 72 00:05:09,780 --> 00:05:15,600 In 1995, the Ruby's first child is born. They name him Alan after his 73 00:05:15,600 --> 00:05:19,680 grandfather, Al Ruby Sr., publisher of the Duncan Banner. 74 00:05:21,990 --> 00:05:25,830 Allen's younger sister, Catherine, is born two years later. 75 00:05:26,150 --> 00:05:32,190 When the family sells the banner, the Rubies establish a trust worth more than 76 00:05:32,190 --> 00:05:33,190 $1 million. 77 00:05:34,150 --> 00:05:37,150 They had a nice house, nice vehicles. 78 00:05:38,010 --> 00:05:39,690 They were well off. 79 00:05:41,510 --> 00:05:46,050 There's plenty of money for John and Tinker to afford college tuition for 80 00:05:46,050 --> 00:05:48,750 kids and live a very comfortable lifestyle. 81 00:05:49,580 --> 00:05:55,000 And by the time Allen reaches high school, his taste in designer clothing 82 00:05:55,000 --> 00:05:58,560 conspicuously out of step with Duncan, Oklahoma values. 83 00:05:59,020 --> 00:06:01,900 He enjoyed the finer things of life. 84 00:06:02,120 --> 00:06:05,460 We're talking Coach, Versace, Gucci. 85 00:06:05,700 --> 00:06:12,400 He had 20, 25 pairs of shoes, the high -end, high -quality shoes, and 86 00:06:12,400 --> 00:06:15,200 he had the clothing to go along with it as well. 87 00:06:15,440 --> 00:06:17,280 You know, I didn't see anything on the low end. 88 00:06:17,690 --> 00:06:22,070 Even his wallet was a Gucci wallet. He had an affection for material items. 89 00:06:22,430 --> 00:06:23,470 He went to school. 90 00:06:23,790 --> 00:06:26,950 He drove a nice car. And he made sure everyone knew that. 91 00:06:27,790 --> 00:06:32,150 Delaney Cerny attends the same high school as Alan and his sister Catherine. 92 00:06:32,350 --> 00:06:35,370 She and Catherine are close friends and volleyball teammates. 93 00:06:36,450 --> 00:06:39,830 She sees a striking difference between the sibling. 94 00:06:40,310 --> 00:06:43,970 He was posting that stuff on Instagram or Facebook or whatever. And she was 95 00:06:43,970 --> 00:06:44,970 posting about her friends. 96 00:06:45,690 --> 00:06:46,690 On social media. 97 00:06:46,990 --> 00:06:49,310 Like, that's just the two different people that they were. 98 00:06:50,570 --> 00:06:52,870 Catherine's the star athlete in the Ruby family. 99 00:06:53,370 --> 00:06:56,330 She makes the varsity volleyball team in her freshman year. 100 00:06:57,270 --> 00:07:02,530 Delaney remembers Catherine's devotion to Alan. She loved her brother. She 101 00:07:02,530 --> 00:07:06,190 always talk about, like, if they, like, went to lunch or something. Or, like, 102 00:07:06,290 --> 00:07:09,970 she just loved him. If she would come, like, oh, Alan's coming to my game 103 00:07:10,030 --> 00:07:11,030 Like, I love my brother. 104 00:07:11,690 --> 00:07:13,670 John and Tinker are caring parents. 105 00:07:14,160 --> 00:07:16,240 always at their children's athletic events. 106 00:07:17,040 --> 00:07:21,920 John, he was our photographer. He took all of our pictures for our team, and, 107 00:07:22,020 --> 00:07:26,680 you know, he was always at the game with camera in tow, and Tinker was always 108 00:07:26,680 --> 00:07:30,600 sitting right behind our bench. Most of the time, she would be the only one I'd 109 00:07:30,600 --> 00:07:33,460 hear over my shoulder, you know, screaming in the stands. 110 00:07:34,420 --> 00:07:36,620 Sandy Mitchell is Delaney's mom. 111 00:07:36,940 --> 00:07:39,200 She coaches both girls in volleyball. 112 00:07:39,820 --> 00:07:44,040 People in town thought they started seeing some tension in the family or 113 00:07:44,040 --> 00:07:46,220 something was going on with Alan. 114 00:07:52,840 --> 00:07:58,120 As time goes on, Alan's life starts to revolve more and more around his new 115 00:07:58,120 --> 00:07:59,860 passion, money. 116 00:08:03,000 --> 00:08:06,400 Phil Barnes is Ruby's high school team tennis coach. 117 00:08:07,240 --> 00:08:08,580 Tennis racks are not cheap. 118 00:08:08,800 --> 00:08:10,140 I mean, they're around $200. 119 00:08:11,060 --> 00:08:14,660 And the newest racket that came out, he'd have it for long. 120 00:08:15,280 --> 00:08:21,480 He's always talking about Gucci bags and this and that. I never saw them. 121 00:08:22,520 --> 00:08:26,740 But he said that he bought a bunch of bags, and he said he spent a lot of 122 00:08:26,740 --> 00:08:28,680 on them. I didn't believe him. I thought, yeah, right. 123 00:08:29,640 --> 00:08:31,320 But it's not just talk. 124 00:08:32,179 --> 00:08:33,980 Allen's spending is out of control. 125 00:08:34,580 --> 00:08:35,900 His parents know it. 126 00:08:36,200 --> 00:08:37,480 and it's causing tension. 127 00:08:38,320 --> 00:08:44,680 In November of 2012, Allen posts, all I want for Christmas is a less psychotic 128 00:08:44,680 --> 00:08:45,680 family. 129 00:08:46,000 --> 00:08:48,020 Hashtag getting ridiculous. 130 00:08:48,740 --> 00:08:51,660 I understand the kids that come through and they get mad at their parents, but 131 00:08:51,660 --> 00:08:53,020 there's nothing unusual. 132 00:08:53,460 --> 00:08:57,780 Just here's mad because his parents come down on him about something. 133 00:08:58,780 --> 00:09:02,740 But is it teenage angst or something more sinister? 134 00:09:04,200 --> 00:09:08,820 Four days before Christmas in 2012, police are called to the Ruby home. 135 00:09:09,300 --> 00:09:15,260 According to the DA, Allen tries to choke his mother during a confrontation 136 00:09:15,260 --> 00:09:16,260 his spending. 137 00:09:17,280 --> 00:09:21,700 Tinker eventually made her way back to our office and just said she didn't want 138 00:09:21,700 --> 00:09:27,320 anything done, that it was not an issue and it wasn't an issue that needed to be 139 00:09:27,320 --> 00:09:31,140 dealt with through our office or through any other legal means. 140 00:09:32,579 --> 00:09:37,580 Ironically, the crime journalist always on the hunt for the latest scoop will 141 00:09:37,580 --> 00:09:40,120 bury a story involving her own son. 142 00:09:40,400 --> 00:09:45,500 And this violent attack will remain a small -town family secret. 143 00:09:46,680 --> 00:09:51,480 Throughout his junior year, Allen posts about money again and again. 144 00:09:51,920 --> 00:09:58,340 He's got a Hollywood wardrobe, a lust for travel, and investigators say he 145 00:09:58,340 --> 00:09:59,340 to gamble. 146 00:10:00,720 --> 00:10:06,220 Since he can't touch his trust until he's 21 and has never held a job, the 147 00:10:06,220 --> 00:10:10,040 question is, where is Alan getting all this money? 148 00:10:10,860 --> 00:10:15,320 If John or Tinker, if his mom or dad wouldn't give it to him, he would go to 149 00:10:15,320 --> 00:10:20,160 grandmother and would dupe her. She had dementia and he could talk her into 150 00:10:20,160 --> 00:10:22,240 giving him anything he wanted. 151 00:10:22,500 --> 00:10:27,820 Ruby drives his grandmother to banks and ATMs where she withdraws money and Ruby 152 00:10:27,820 --> 00:10:28,940 pockets her cash. 153 00:10:30,120 --> 00:10:36,160 He uses her credit card to buy designer clothes, sunglasses, wallets, and 154 00:10:36,160 --> 00:10:40,960 watches. We weren't going to have a cooperating victim in the case, and his 155 00:10:40,960 --> 00:10:45,480 grandmother, having dementia, was not going to be able to describe or explain 156 00:10:45,480 --> 00:10:50,340 us what was going on because I don't think she ever understood what Alan was 157 00:10:50,340 --> 00:10:51,340 doing was wrong. 158 00:10:51,420 --> 00:10:56,160 When Ruby's parents discover what he's doing to his grandmother, they try to 159 00:10:56,160 --> 00:10:59,460 keep this dirty secret from their small -town community as well. 160 00:10:59,920 --> 00:11:03,760 We weren't necessarily aware of anything, and I think what his dad 161 00:11:03,760 --> 00:11:06,580 avoid ruining Alan's future. 162 00:11:08,620 --> 00:11:13,700 Instead, they haul him to the courthouse for a scared straight meeting with the 163 00:11:13,700 --> 00:11:15,020 local sheriff and DA. 164 00:11:15,480 --> 00:11:18,120 We were very explicit with some of the things that we told him. 165 00:11:19,199 --> 00:11:22,880 about the direction that his life was taking. If he continued on that path, 166 00:11:22,880 --> 00:11:28,020 know, white -collar type crime, that he was going to have some real problems 167 00:11:28,020 --> 00:11:29,980 later on in life that would eventually lead him to prison. 168 00:11:30,620 --> 00:11:33,560 There's little evidence Ruby takes the message to heart. 169 00:11:34,500 --> 00:11:36,920 Shopping isn't an addiction, he tweets. 170 00:11:37,340 --> 00:11:38,460 It is pleasure. 171 00:11:39,840 --> 00:11:42,480 But the Rubys aren't ready to cut their son off completely. 172 00:11:44,780 --> 00:11:49,960 In the summer before his senior year, They give Allen airline miles so he can 173 00:11:49,960 --> 00:11:51,540 backpack through Europe. 174 00:11:51,840 --> 00:11:56,880 He didn't spend much time in a tennis court that summer, and it showed up his 175 00:11:56,880 --> 00:11:58,540 senior year, so he didn't make the team. 176 00:11:58,980 --> 00:12:05,440 He was too busy traveling, and I had no idea how he paid for it. 177 00:12:05,900 --> 00:12:11,200 He pays for it with his unwitting benefactor, his grandmother, who, 178 00:12:11,200 --> 00:12:13,320 the DA, suffers from dementia. 179 00:12:14,680 --> 00:12:19,760 Ruby forges his grandmother's name on a credit card application and charges his 180 00:12:19,760 --> 00:12:22,280 way through London, Paris, and Rome. 181 00:12:22,580 --> 00:12:25,700 If you're going to victimize your own family, how far are you going to take 182 00:12:26,400 --> 00:12:32,040 Next on American Greed, when Alan Ruby looks his parents in the eye, does he 183 00:12:32,040 --> 00:12:33,240 just see dollar signs? 184 00:12:33,820 --> 00:12:36,080 There was money there, and he wanted it. 185 00:12:47,530 --> 00:12:51,670 Just as he's starting his senior year in high school, Alan Ruby's parents 186 00:12:51,670 --> 00:12:57,090 discover he's forged his grandmother's name on a credit card application, and 187 00:12:57,090 --> 00:12:58,090 they turn him in. 188 00:12:58,310 --> 00:13:02,610 He's arrested on charges of credit card fraud, a felony. 189 00:13:03,730 --> 00:13:08,510 He has spent the last six weeks in Rome, London, and Paris racking up thousands 190 00:13:08,510 --> 00:13:13,310 of dollars in charges on a credit card he opened in his grandmother's name. 191 00:13:14,830 --> 00:13:16,730 Would you mind a moment, real quick? 192 00:13:18,470 --> 00:13:23,450 Investigators ask 18 -year -old Ruby how he could possibly afford his European 193 00:13:23,450 --> 00:13:24,530 escapades. 194 00:13:25,530 --> 00:13:27,150 He's ready with an excuse. 195 00:13:27,890 --> 00:13:33,910 He authorized one of the charges and then I abused it to the other ones. 196 00:13:34,130 --> 00:13:40,450 Okay. I meant to pay it off myself before... Before you got caught? 197 00:13:40,690 --> 00:13:41,690 Yeah. 198 00:13:42,030 --> 00:13:44,730 Allen pleads guilty and is put on probation. 199 00:13:45,230 --> 00:13:51,150 According to prosecutor Jason Hicks, Allen's forgery is the last straw for 200 00:13:51,150 --> 00:13:57,910 parents. And I believe firmly that he was cut off and his mom or his dad told 201 00:13:57,910 --> 00:14:00,510 him that no more, you're not going to live this lifestyle anymore. 202 00:14:01,230 --> 00:14:06,370 Though his conspicuous consumption shows no sign of slowing down, Allen 203 00:14:06,370 --> 00:14:08,210 eventually graduates from high school. 204 00:14:09,000 --> 00:14:13,960 And in the fall of 2014, he heads off to the University of Oklahoma. 205 00:14:23,580 --> 00:14:28,640 In the days leading up to the Ruby family murders, chilling security video 206 00:14:28,640 --> 00:14:31,960 reveals some of the Ruby family's last moments. 207 00:14:33,240 --> 00:14:35,960 John notices a handgun missing out of his truck. 208 00:14:36,180 --> 00:14:37,520 He phones police. 209 00:14:38,430 --> 00:14:42,850 And on Thursday, an officer shows up to get the information. 210 00:14:43,790 --> 00:14:47,010 John had a gun, 9mm, stolen out of his pickup. 211 00:14:47,250 --> 00:14:52,310 He didn't know for sure if it was while it was parked at home or while it was at 212 00:14:52,310 --> 00:14:55,770 the Marblewood View in Marblewood, Oklahoma, but it was gone. 213 00:14:56,090 --> 00:15:01,730 He hints to the officer that his son, Alan, may have played a role in its 214 00:15:01,730 --> 00:15:02,730 disappearance. 215 00:15:03,110 --> 00:15:08,090 While his father is telling police about his stolen handgun, Allen is apparently 216 00:15:08,090 --> 00:15:09,090 at college. 217 00:15:09,210 --> 00:15:14,290 The night before, he's posting pictures of his school stadium to Instagram. 218 00:15:15,970 --> 00:15:21,850 That Thursday night, October 9th, 2014, Allen travels to Dallas for the Red 219 00:15:21,850 --> 00:15:25,750 River Showdown, OU versus Texas at the Cotton Bowl. 220 00:15:27,790 --> 00:15:30,450 Allen checks into where else? 221 00:15:30,670 --> 00:15:35,550 The Ritz -Carlton? We stayed over, talked, just kind of hung out. 222 00:15:36,750 --> 00:15:40,190 There was nothing that I could detect that was wrong with him. And everybody 223 00:15:40,190 --> 00:15:42,730 else who'd seen him and talked to him said there was nothing wrong. 224 00:15:43,650 --> 00:15:48,570 He checks out Sunday, October 12th, then drives back to college. 225 00:15:50,590 --> 00:15:52,530 They're not breathing. There's three subjects. 226 00:15:53,230 --> 00:15:55,910 They're ice cold. 227 00:15:58,410 --> 00:16:02,870 The bodies of John, Tinker, and Catherine are discovered the following 228 00:16:02,870 --> 00:16:04,390 on October 13th. 229 00:16:06,210 --> 00:16:11,530 Byers and his team of investigators are at the house for three hours when Allen 230 00:16:11,530 --> 00:16:13,750 nonchalantly shows up. 231 00:16:14,290 --> 00:16:18,610 You would expect someone to be hysterical, crying, screaming, wanting 232 00:16:18,610 --> 00:16:20,370 their family. Why are you here? 233 00:16:20,670 --> 00:16:25,490 Why is my house blocked off? The red flags were already up with me, 234 00:16:25,490 --> 00:16:28,870 when he didn't cross the yellow tape at the crime scene. 235 00:16:31,050 --> 00:16:35,170 He doesn't ask a single question about the whereabouts of his parents and 236 00:16:35,170 --> 00:16:36,170 sister. 237 00:16:36,830 --> 00:16:39,950 In fact, he seems quite distracted. 238 00:16:41,650 --> 00:16:47,310 Police take him to headquarters to deliver the news. 239 00:16:47,850 --> 00:16:50,850 There's three people there in that house that are deceased. 240 00:16:53,350 --> 00:16:58,630 Your mom, your sister, and your dad. 241 00:17:06,319 --> 00:17:07,319 Up next, 242 00:17:09,000 --> 00:17:13,780 is this teenage shopaholic actually a cold -blooded killer? 243 00:17:14,460 --> 00:17:18,359 I've all along said I didn't believe any of it. I believe that it was all put 244 00:17:18,359 --> 00:17:21,280 on, and I've described it as crocodile tears, and I believe that's exactly what 245 00:17:21,280 --> 00:17:22,280 it was. 246 00:17:37,390 --> 00:17:42,330 From day one, Alan Ruby is the only suspect in the murder of his family. 247 00:17:47,750 --> 00:17:52,630 Interrogators need to break him, and it's clear that to do that will take 248 00:17:53,670 --> 00:17:57,810 I don't believe that he was crying because he lost his family. I believe he 249 00:17:57,810 --> 00:18:01,290 crying because he knew that he was caught. 250 00:18:02,010 --> 00:18:05,350 Police are patient, drawing him out slowly. 251 00:18:05,980 --> 00:18:08,360 Would you want anybody to do something like this to your folks? 252 00:18:10,160 --> 00:18:13,640 They question him about his dad's stolen handgun. 253 00:18:13,920 --> 00:18:15,500 Do you know what kind of gun was stolen? 254 00:18:16,120 --> 00:18:17,480 I don't do guns. 255 00:18:17,960 --> 00:18:23,980 While he's under interrogation, police obtain a warrant and search his dorm 256 00:18:23,980 --> 00:18:24,980 and Jeep. 257 00:18:27,640 --> 00:18:29,620 They find a Ritz -Carlton bathroom, 258 00:18:30,460 --> 00:18:34,880 stolen checks, and a $6 ,000 watch. 259 00:18:35,690 --> 00:18:36,810 But no handgun. 260 00:18:37,150 --> 00:18:38,330 Are you a cold -blooded killer? 261 00:18:38,810 --> 00:18:39,810 No. 262 00:18:42,150 --> 00:18:43,150 Convince me. 263 00:18:43,170 --> 00:18:44,250 Help me help you. 264 00:18:44,850 --> 00:18:45,870 Convince me that you're not. 265 00:18:46,510 --> 00:18:47,850 Because I love my family. 266 00:18:48,370 --> 00:18:50,690 They've done so much in my life to help me. 267 00:18:51,270 --> 00:18:52,270 I didn't do it. 268 00:18:53,870 --> 00:18:56,830 You're not convincing me that you didn't do it. I need you to convince me that 269 00:18:56,830 --> 00:18:57,769 you didn't do it. 270 00:18:57,770 --> 00:19:02,430 Ruby tells the investigator that he's worked everything out with his family. 271 00:19:02,710 --> 00:19:04,170 How do you talk through $80 ,000? 272 00:19:04,890 --> 00:19:06,670 That was a few years ago. 273 00:19:06,910 --> 00:19:08,270 Okay, what about the stuff recently? 274 00:19:08,510 --> 00:19:13,150 What about the... But you're used to having plenty of money given to you by 275 00:19:13,150 --> 00:19:14,129 parents, is that correct? 276 00:19:14,130 --> 00:19:17,650 Yes. Pretty much anything that you wanted, you got. 277 00:19:17,870 --> 00:19:20,610 Yeah. Why are they not letting you have as much as you used to have? 278 00:19:21,470 --> 00:19:24,790 Because I spend too much and they want me to be independent. 279 00:19:25,450 --> 00:19:27,070 Ruby refuses to give in. 280 00:19:27,690 --> 00:19:32,290 Police keep him overnight for violating probation on his credit card fraud case 281 00:19:32,290 --> 00:19:34,950 by... crossing state lines into Texas. 282 00:19:36,690 --> 00:19:41,630 Meanwhile, throughout Duncan, Ruby's friends and neighbors are just learning 283 00:19:41,630 --> 00:19:42,630 truth. 284 00:19:42,910 --> 00:19:47,410 John, Tinker, and Catherine are dead from gunshot wounds. 285 00:19:48,370 --> 00:19:53,310 I, we see the news, and I was like, oh my gosh, like I should have done 286 00:19:53,310 --> 00:19:54,310 something. 287 00:20:01,390 --> 00:20:05,090 The whole school, like, it was just weird. Like, the halls were quiet. 288 00:20:07,550 --> 00:20:09,210 The rooms were quiet. 289 00:20:10,790 --> 00:20:12,410 Everyone was affected by it. 290 00:20:14,650 --> 00:20:19,550 I all just kept hearing stuff about Catherine, Tinker, and John. 291 00:20:20,270 --> 00:20:22,970 And I just thought to myself, where is Alan in this picture? 292 00:20:28,350 --> 00:20:29,350 Proclaiming his innocence. 293 00:20:29,960 --> 00:20:31,820 Ruby agrees to a polygraph test. 294 00:20:33,900 --> 00:20:39,500 As he awaits the results, he banters with officers who are trying to get a 295 00:20:39,500 --> 00:20:40,500 on him. 296 00:20:41,500 --> 00:20:43,360 But how long have you been going to OU? 297 00:20:43,960 --> 00:20:44,960 August. 298 00:20:45,560 --> 00:20:46,880 What major? 299 00:20:47,260 --> 00:20:48,260 Political science. 300 00:20:48,860 --> 00:20:51,420 You got a minor yet? No, no minor. 301 00:20:51,700 --> 00:20:57,840 I asked him about one of the bars he went to and the cigar bar, but making 302 00:20:57,840 --> 00:20:58,840 talk. 303 00:20:59,610 --> 00:21:00,890 It's called building a force. 304 00:21:01,570 --> 00:21:06,450 When the results come in, it's time for the other half of good cop, bad cop. 305 00:21:08,230 --> 00:21:11,250 One of the things I want you to remember is you remember the Miranda that we 306 00:21:11,250 --> 00:21:14,750 just did. You still know your rights. You realize that you have the right to 307 00:21:14,750 --> 00:21:16,410 stop talking to me at any time, okay? 308 00:21:19,550 --> 00:21:20,550 You failed the test. 309 00:21:21,330 --> 00:21:23,970 The deal me and you had, this is a bond between me and you. 310 00:21:24,290 --> 00:21:27,250 I told you the only way you was going to pass this test is to be 100 % honest 311 00:21:27,250 --> 00:21:28,930 with me, and it is obvious. 312 00:21:29,470 --> 00:21:32,030 Okay? It is obvious that shirt is orange. 313 00:21:32,370 --> 00:21:34,770 I'm giving you one opportunity, Alan. 314 00:21:35,110 --> 00:21:37,010 Right now, one opportunity. 315 00:21:37,270 --> 00:21:38,710 I'm not going to give you any more. 316 00:21:39,090 --> 00:21:44,570 Up next, Ruby describes in brutal detail what really happened at the house on 317 00:21:44,570 --> 00:21:45,630 Bentree Lane. 318 00:21:46,710 --> 00:21:49,130 And that's one of the things that kind of stuck with me, you know. 319 00:21:49,530 --> 00:21:53,590 You're sitting inside a home with your mother and sister laying dead on the 320 00:21:53,590 --> 00:21:55,430 floor, and you're waiting to kill your dad. 321 00:22:07,310 --> 00:22:08,450 You killed them. 322 00:22:09,530 --> 00:22:14,330 You killed them with their own gun that you stole out of your dad's pickup. 323 00:22:14,730 --> 00:22:20,370 It's day two of his interrogation when Alan Ruby starts to offer up 324 00:22:20,370 --> 00:22:22,270 for the murder of his family. 325 00:22:22,790 --> 00:22:29,590 He tells police he owes money to a loan shark who, Ruby claims, is out to exact 326 00:22:29,590 --> 00:22:33,850 revenge. There ain't a loan shark in this world that will come after your 327 00:22:33,850 --> 00:22:35,730 and then not take any money. 328 00:22:36,200 --> 00:22:37,200 When he does it. 329 00:22:37,720 --> 00:22:39,380 Police aren't buying it. 330 00:22:39,600 --> 00:22:42,340 The evidence against him is overwhelming. 331 00:22:43,140 --> 00:22:49,200 You've got one chance to explain to me how this happened, what pushed you to 332 00:22:49,200 --> 00:22:50,200 that limit. 333 00:22:50,580 --> 00:22:56,720 With his excuses finally exhausted, he utters three critical words police have 334 00:22:56,720 --> 00:22:57,720 been waiting for. 335 00:22:58,920 --> 00:23:02,140 Tell me about it. Tell me how it went down. 336 00:23:04,160 --> 00:23:05,400 Who did you shoot first? 337 00:23:06,280 --> 00:23:07,280 My mom. 338 00:23:07,360 --> 00:23:10,760 My sister was home. She was outside washing her car. 339 00:23:12,600 --> 00:23:14,860 My dad was at work still. 340 00:23:15,220 --> 00:23:17,740 And she walked in as soon as she went in the kitchen. 341 00:23:18,360 --> 00:23:20,740 How much longer before dad came home? 342 00:23:23,420 --> 00:23:25,080 An hour or so. 343 00:23:25,420 --> 00:23:28,440 An hour you had to sit in there with your dead mom and your dead sister? 344 00:23:29,140 --> 00:23:30,140 Or so. 345 00:23:30,760 --> 00:23:31,760 Where did you shoot dad? 346 00:23:32,160 --> 00:23:33,160 In the head. 347 00:23:35,180 --> 00:23:40,320 Allen admits that in the days leading up to the murders, he drove to Duncan to 348 00:23:40,320 --> 00:23:43,060 steal his father's gun and his mother's credit card. 349 00:23:43,960 --> 00:23:48,320 He admits he posted a potential alibi with his picture from his dorm room. 350 00:23:49,320 --> 00:23:55,300 On Thursday, October 9th, he once again drives 45 minutes from OU to Duncan and 351 00:23:55,300 --> 00:23:59,600 murders John, Tinker, and Catherine with his father's gun. 352 00:24:00,220 --> 00:24:04,060 I think what Allen was hoping to inherit would have been... 353 00:24:04,640 --> 00:24:11,500 The family home, the family vehicles, all the items inside 354 00:24:11,500 --> 00:24:12,500 the house. 355 00:24:12,540 --> 00:24:16,140 I believe he also thought he was going to get life insurance from his mom, his 356 00:24:16,140 --> 00:24:18,200 dad, and his sister. 357 00:24:18,500 --> 00:24:23,560 Immediately following the murders, he drives to Dallas to party at the Ritz 358 00:24:23,560 --> 00:24:28,960 friends. As he comes into the lobby of the Ritz -Carlton and checks in, 359 00:24:29,260 --> 00:24:33,940 it's as if nothing ever happened. He goes down there with his mom's credit 360 00:24:34,590 --> 00:24:41,070 and charges the entire weekend to his mom, a dead mom who he had just killed. 361 00:24:46,530 --> 00:24:51,030 Officers eventually find the murder weapon and the home surveillance 362 00:24:51,030 --> 00:24:53,930 in a storage locker belonging to his grandmother. 363 00:24:54,270 --> 00:24:56,790 For the community, it's a one -two punch. 364 00:24:57,470 --> 00:25:02,150 First, the horrific murders, and now Ruby's quick confession. 365 00:25:02,840 --> 00:25:04,060 It's just shocking. 366 00:25:04,400 --> 00:25:05,820 I mean, I don't understand it. 367 00:25:07,360 --> 00:25:11,120 It was one of the biggest shocks of my life because, you know, you don't expect 368 00:25:11,120 --> 00:25:16,220 somebody you coach and have a good relationship with for that to happen. 369 00:25:17,020 --> 00:25:18,560 So I was shocked. 370 00:25:19,720 --> 00:25:21,560 The small town is devastated. 371 00:25:22,420 --> 00:25:26,700 More than 1 ,000 people attend the memorial for John, Tinker, and 372 00:25:28,720 --> 00:25:34,220 Coach Sandy Mitchell reads a eulogy for her star volleyball player, number three 373 00:25:34,220 --> 00:25:38,840 on her team, who she remembers as an outgoing, fun -loving girl. 374 00:25:39,220 --> 00:25:44,800 And she made people happy. She wanted to make people happy. She wanted to make 375 00:25:44,800 --> 00:25:45,800 people laugh. 376 00:25:46,340 --> 00:25:48,580 I know Catherine loved her brother. 377 00:25:52,980 --> 00:25:57,240 So I think that's why it's hard to understand how he could do this. 378 00:25:58,190 --> 00:26:03,430 So the only thing I can keep telling myself is that the love of money was 379 00:26:03,430 --> 00:26:05,650 important to him than his family. 380 00:26:08,790 --> 00:26:12,990 In my anatomy and history class, we kept that seat, like the seat behind me in 381 00:26:12,990 --> 00:26:14,710 anatomy, was empty the rest of the year. 382 00:26:14,970 --> 00:26:18,390 And the seat in front of me in history, we just kept empty for the rest of the 383 00:26:18,390 --> 00:26:19,390 year. 384 00:26:21,550 --> 00:26:25,750 Months after their burial, Hicks announces he'll pursue the death 385 00:26:26,460 --> 00:26:29,120 I'll be clear today, I wanted the death penalty and I still want the death 386 00:26:29,120 --> 00:26:30,120 penalty. 387 00:26:30,660 --> 00:26:36,080 This is somebody who had basically the world in his hand and he could go do 388 00:26:36,080 --> 00:26:38,860 anything he wanted to do and be anything he wanted to be. 389 00:26:39,280 --> 00:26:45,920 And for no other reason than money, he snatches all their lives away. 390 00:26:49,840 --> 00:26:54,360 Veteran reporter Nolan Clay wants to shed light on this terrible tragedy. 391 00:26:55,180 --> 00:26:56,580 He writes Ruby a letter. 392 00:26:57,260 --> 00:26:59,260 Surprisingly, Alan writes back. 393 00:27:00,360 --> 00:27:03,100 I 100 % welcome the death penalty. 394 00:27:03,900 --> 00:27:07,000 What occurred is so horrible it is deserved. 395 00:27:10,180 --> 00:27:12,380 It is so unspeakable. 396 00:27:13,500 --> 00:27:17,180 This has been by far the hardest thing I have ever done. 397 00:27:17,400 --> 00:27:22,060 But it was like he had realized after he had done what he had done. 398 00:27:22,960 --> 00:27:24,760 that how horrible it was. 399 00:27:25,880 --> 00:27:30,840 Shortly before trial, Ruby's relatives want the death penalty taken off the 400 00:27:30,840 --> 00:27:31,840 table. 401 00:27:32,000 --> 00:27:38,180 According to Jason Hicks, the family feels a long trial would be too 402 00:27:38,500 --> 00:27:43,660 It was a tough decision. It wasn't a decision that any of us wanted to make, 403 00:27:43,660 --> 00:27:44,660 it was the right decision. 404 00:27:45,100 --> 00:27:50,140 Allen arrives in the courtroom in shackles. He enters a guilty plea. 405 00:27:50,800 --> 00:27:55,280 and has served three consecutive life sentences without parole. 406 00:27:55,680 --> 00:28:01,320 Here is his chance to say I'm sorry or forgive me, which a lot of 407 00:28:01,320 --> 00:28:03,160 murderers will do. 408 00:28:03,980 --> 00:28:10,600 He didn't. I didn't see true regret, true remorse 409 00:28:10,600 --> 00:28:16,120 or anything when he met with the family one last time. And that, that's 410 00:28:16,120 --> 00:28:17,320 something that will stick with you forever. 411 00:28:18,350 --> 00:28:24,030 Leaving the courtroom, Tinker's father tells Allen, may God have mercy on your 412 00:28:24,030 --> 00:28:25,030 soul. 413 00:28:28,030 --> 00:28:33,230 Coach Barnes wonders what, if anything, he could have said to help Allen turn 414 00:28:33,230 --> 00:28:34,230 his life around. 415 00:28:34,650 --> 00:28:36,650 I kept thinking, how could you do this? 416 00:28:37,270 --> 00:28:43,550 I mean, I said for him and the family, because 417 00:28:43,550 --> 00:28:46,610 sometimes people forget it wasn't just... 418 00:28:46,880 --> 00:28:50,840 Three lives that were lost. I lost his life, too, basically. 419 00:28:52,180 --> 00:28:57,400 Sandy Mitchell relies on her faith and refuses to hate the young man who put 420 00:28:57,400 --> 00:28:58,960 money over family. 421 00:28:59,400 --> 00:29:06,400 I felt disbelief that another person could do this, but 422 00:29:06,400 --> 00:29:07,640 I've never hated him. 423 00:29:08,260 --> 00:29:13,940 And there's a time in my life that I want to meet with him face to face, and 424 00:29:13,940 --> 00:29:14,940 want to tell him. 425 00:29:16,170 --> 00:29:19,750 Did I forgive him for taking Catherine from me? 426 00:29:23,310 --> 00:29:27,490 She may forgive him, but she never forgets. 427 00:29:28,490 --> 00:29:33,430 So I have a heart, a tattoo heart with the number three in the middle of it. 428 00:29:34,970 --> 00:29:40,750 She and her daughter gather mementos for permanent display in the hallway of 429 00:29:40,750 --> 00:29:41,609 Duncan High. 430 00:29:41,610 --> 00:29:45,010 She definitely had an impact on everyone that she encountered, for sure. 431 00:29:45,580 --> 00:29:46,580 She just had that. 432 00:29:46,780 --> 00:29:49,220 Like, no one will forget her, for sure. 433 00:29:49,660 --> 00:29:54,460 And I think people are going to think about it and hurt from it for a long 434 00:30:00,420 --> 00:30:05,140 Under terms of his plea deal, Ruby is not allowed to talk to the media. 435 00:30:05,880 --> 00:30:09,120 His lawyer refuses requests for an interview. 436 00:30:10,020 --> 00:30:13,640 You know, for those of us that knew John, that knew Tinker, that knew 437 00:30:14,650 --> 00:30:18,050 The new Allen, that scar is always going to be there. 438 00:30:18,350 --> 00:30:23,590 And, you know, those wounds eventually heal, but the scar remains, and I think 439 00:30:23,590 --> 00:30:24,590 it's always going to be there. 440 00:30:29,610 --> 00:30:34,430 Next on American Greed, from compassionate caregiver to criminal. 441 00:30:34,990 --> 00:30:39,670 The owner of a health care business goes on a big -time money grab, reaping 442 00:30:39,670 --> 00:30:40,870 millions illegally. 443 00:30:41,350 --> 00:30:44,090 I said, you can't do this. You're going to lose a business. 444 00:30:44,330 --> 00:30:47,190 You have the nicest hospice company in Illinois. 445 00:30:47,650 --> 00:30:49,370 People are taking care of. 446 00:30:50,190 --> 00:30:53,210 It's wonderful, and you're going to ruin it all. 447 00:31:03,580 --> 00:31:08,620 2012 is a banner year for Chicago businessman Seth Gilman. 448 00:31:08,960 --> 00:31:12,960 Seth, will you please come up while I tell guests a little bit about your 449 00:31:12,960 --> 00:31:18,940 business? Gilman operates a hospice company, Passages, the largest in 450 00:31:19,440 --> 00:31:25,620 And on November 29, 2012, the Better Business Bureau of Chicago honors Gilman 451 00:31:25,620 --> 00:31:28,260 for the compassion he brings to the industry. 452 00:31:29,469 --> 00:31:31,730 My grandmother would be very proud. 453 00:31:32,790 --> 00:31:38,970 We started Passages Hospice after my grandmother went on hospice herself, 454 00:31:38,970 --> 00:31:44,010 to treat all our patients, all our vendors, everyone in the community that 455 00:31:44,010 --> 00:31:45,810 work with, with the utmost respect. 456 00:31:47,110 --> 00:31:50,750 Respect. Gilman says it's his core value. 457 00:31:51,570 --> 00:31:56,490 But not everyone who works with Gilman at Passages believes that he actually 458 00:31:56,490 --> 00:31:57,550 lives by it. 459 00:31:57,820 --> 00:32:02,460 He wasn't physically intimidating, but boy, he can mess with your mind. And if 460 00:32:02,460 --> 00:32:04,880 he wanted something, he got it. 461 00:32:06,840 --> 00:32:12,200 What he wants, federal investigators say, is more hospice patients. 462 00:32:14,140 --> 00:32:19,020 Nurse Karen Wilson witnesses a steady increase in the number of patients at 463 00:32:19,020 --> 00:32:23,220 passages, from 30 to 300 in just two years. 464 00:32:24,010 --> 00:32:27,310 He would say he was changing the course of his business. 465 00:32:28,130 --> 00:32:30,370 He was tired of not making money. 466 00:32:30,750 --> 00:32:34,890 He did not think that 200 to 300 patients was enough. 467 00:32:35,530 --> 00:32:41,750 To increase Passage's revenue from Medicare, Gilman plays fast and loose 468 00:32:41,750 --> 00:32:45,270 how patients are categorized, according to federal investigators. 469 00:32:45,930 --> 00:32:51,110 He wants as many hospice patients as possible enrolled in what's called 470 00:32:51,110 --> 00:32:52,650 inpatient care. 471 00:32:53,230 --> 00:32:54,230 Or GIP. 472 00:32:54,790 --> 00:32:56,730 GIP is where the money is. 473 00:32:57,490 --> 00:33:04,010 For routine hospice services, Medicare pays approximately $130 per patient per 474 00:33:04,010 --> 00:33:05,010 day. 475 00:33:05,530 --> 00:33:09,390 But for GIP, it's four times that amount. 476 00:33:09,790 --> 00:33:13,790 Medicare pays $550 per patient per day. 477 00:33:14,550 --> 00:33:21,070 The problem was that there were a huge number of patients who weren't. 478 00:33:21,520 --> 00:33:25,200 really at the end of their life or weren't really suffering the conditions 479 00:33:25,200 --> 00:33:26,940 Medicare was paying for. 480 00:33:27,260 --> 00:33:33,480 Marketers would go out and try to recruit patients, and nurses would be 481 00:33:33,480 --> 00:33:39,360 to basically make patients look more dying than they actually were in some 482 00:33:39,360 --> 00:33:44,840 cases. Assistant U .S. Attorney Stephen Chun -Li says one example is nurses 483 00:33:44,840 --> 00:33:50,280 reworking medical charts to make a bruise look like a life -threatening 484 00:33:51,180 --> 00:33:55,580 Some people were diagnosed with dying from cancer where they didn't have 485 00:33:55,580 --> 00:33:56,580 at all. 486 00:33:56,720 --> 00:34:01,500 There was a woman who was mentally challenged and blind. 487 00:34:02,360 --> 00:34:06,400 Daniel Guyton is a journalist who writes about end -of -life issues. 488 00:34:06,740 --> 00:34:11,600 In 2014, he begins to investigate Seth Gilman and passages. 489 00:34:12,219 --> 00:34:15,480 She was told that she was dying, and she wasn't dying. 490 00:34:15,699 --> 00:34:19,300 And she was on hospice care. Her family... 491 00:34:19,739 --> 00:34:23,820 told me they even made funeral arrangements thinking that, you know, 492 00:34:23,820 --> 00:34:24,860 going to die in weeks. 493 00:34:25,760 --> 00:34:29,520 That patient was still alive at the time of this interview. 494 00:34:30,040 --> 00:34:35,980 The most surprising thing in reference to Seth Gilman is how blunt he was and 495 00:34:35,980 --> 00:34:41,820 how he basically became a money -making scheme for him. But there were patients 496 00:34:41,820 --> 00:34:44,920 who were on hospice for over three to five years. 497 00:34:45,699 --> 00:34:47,080 That shouldn't be happening. 498 00:34:48,080 --> 00:34:53,960 Over a four -year period, Passages bills Medicare $95 million, 499 00:34:54,360 --> 00:34:56,980 and Seth Gilman lines his own pockets. 500 00:34:57,280 --> 00:35:04,240 In 2009 and 2010, he hauls in more than $1 .8 million in salary and bonuses. 501 00:35:04,780 --> 00:35:09,220 Gilman's business expands, and with it, so does his wardrobe. 502 00:35:09,740 --> 00:35:13,520 He used to fly out of the country just to go shopping for his clothes. 503 00:35:13,860 --> 00:35:18,820 He used to say how he loved to go to France to buy his clothes. 504 00:35:19,800 --> 00:35:24,820 Gilman is spending his profits on his growing collection of cars, including a 505 00:35:24,820 --> 00:35:28,060 Cadillac, a Triumph, and a Porsche Cayenne. 506 00:35:29,680 --> 00:35:31,820 But Gilman doesn't keep it all for himself. 507 00:35:32,300 --> 00:35:35,360 For the employees who play along, the money is good. 508 00:35:37,290 --> 00:35:44,270 From March through December 2010, one executive receives more than $112 ,000 509 00:35:44,270 --> 00:35:45,270 bonus money. 510 00:35:45,670 --> 00:35:48,670 Other staffers seem eager to earn more cash. 511 00:35:49,310 --> 00:35:54,850 One of them even emails, let's go balls out with gifts tomorrow. I need a lot of 512 00:35:54,850 --> 00:35:58,470 extra money. Need to pay my mom's house for the next few months. 513 00:35:59,950 --> 00:36:04,750 So they had a huge financial incentive to make sure that more patients were put 514 00:36:04,750 --> 00:36:09,250 on GIP and to keep patients on GIP longer than would have been legitimate. 515 00:36:09,650 --> 00:36:13,150 That's what makes it mind -blowing and makes it actually even worse than what 516 00:36:13,150 --> 00:36:14,150 looks like on paper. 517 00:36:14,350 --> 00:36:18,610 Because they basically, the higher -ups at Passage, including Mr. Gilman, took 518 00:36:18,610 --> 00:36:22,250 advantage of people that were trying to do good work. 519 00:36:22,790 --> 00:36:26,530 He was an in -your -face, just mean person. 520 00:36:27,470 --> 00:36:29,310 And people did not like him. 521 00:36:30,730 --> 00:36:37,390 Next, Nurse Karen Wilson stands up and says, enough. She's one of the heroes, 522 00:36:37,470 --> 00:36:44,390 as I see it, in this case, because she stepped up and did something about 523 00:36:44,390 --> 00:36:45,390 it. 524 00:36:57,230 --> 00:37:02,870 At the Passages Hospice in suburban Chicago, nurse Karen Wilson suspects her 525 00:37:02,870 --> 00:37:06,450 boss, Seth Gilman, is running a massive fraud. 526 00:37:07,550 --> 00:37:12,590 In late 2008, Wilson quits and walks out the door for good. 527 00:37:16,930 --> 00:37:19,630 But not without taking a few files. 528 00:37:20,290 --> 00:37:23,790 I had every intention of turning him in for Medicare fraud. 529 00:37:24,270 --> 00:37:27,850 I needed a way to be able to prove that what I was saying was true. 530 00:37:28,050 --> 00:37:29,690 So I copied those records. 531 00:37:30,330 --> 00:37:32,850 Because they're computer records. You can change them. 532 00:37:34,070 --> 00:37:35,070 And they did. 533 00:37:36,230 --> 00:37:38,930 These records will soon prove invaluable. 534 00:37:39,590 --> 00:37:45,290 In 2009, Medicare notices a steep increase in the amount of money it pays 535 00:37:45,290 --> 00:37:46,290 passages. 536 00:37:46,770 --> 00:37:48,330 And an audit is ordered. 537 00:37:48,840 --> 00:37:52,660 Gilman knows he'll have to pay Medicare back if he can't justify the invoices. 538 00:37:52,960 --> 00:37:58,660 So he directs his staff to alter patient charts to make them appear as if all 539 00:37:58,660 --> 00:38:00,520 the GIP patients are legit. 540 00:38:00,940 --> 00:38:05,600 So later on in the investigation, we were able to see very clearly the 541 00:38:05,600 --> 00:38:10,600 alterations because we had the original version of the file and the altered 542 00:38:10,600 --> 00:38:13,660 version of the file. Had the company simply... 543 00:38:14,350 --> 00:38:18,870 accepted, yes, we made a mistake, we're going to pay Medicare back and teach our 544 00:38:18,870 --> 00:38:23,030 staff properly, things might have been very different in terms of how things 545 00:38:23,030 --> 00:38:24,030 progressed. 546 00:38:25,910 --> 00:38:30,690 Behind the scenes, authorities interview Wilson and other former employees. 547 00:38:32,050 --> 00:38:36,390 Special Agent Carl Krawinkle is the lead investigator for the FBI. 548 00:38:37,070 --> 00:38:40,270 Well, Karen was one of a number of former... 549 00:38:40,810 --> 00:38:44,610 Passages employees that we spoke with during the course of our investigation. 550 00:38:45,330 --> 00:38:50,430 She's one who stands out to me as being especially valuable. 551 00:38:51,310 --> 00:38:55,470 I think I was relieved that somebody finally listened to me and that I was 552 00:38:55,470 --> 00:38:56,650 finally going somewhere. 553 00:38:57,090 --> 00:39:02,710 In February 2012, the FBI executes a search warrant on the headquarters of 554 00:39:02,710 --> 00:39:04,490 Passages in Lyle, Illinois. 555 00:39:05,230 --> 00:39:09,430 We were able to get these payroll documents that really did show the 556 00:39:09,430 --> 00:39:14,150 between the GIP and these huge bonuses that people were getting because the 557 00:39:14,150 --> 00:39:18,410 documentation really made it clear that people were, they tracked exactly how, 558 00:39:18,510 --> 00:39:23,850 well, this patient was on GIP for these 10 days, so that means $250 more for 559 00:39:23,850 --> 00:39:24,850 that middle manager. 560 00:39:25,130 --> 00:39:29,090 But despite the search, Gilman appears unfazed. 561 00:39:29,870 --> 00:39:35,390 The very next year, he stages a bizarre celebration to announce new initiatives 562 00:39:35,390 --> 00:39:36,670 in hospice care. 563 00:39:36,930 --> 00:39:39,870 During the middle of it, there's a flash mob of dancers dressed in nursing 564 00:39:39,870 --> 00:39:46,790 scrubs to kind of celebrate their hospice. It was really kind of 565 00:39:46,790 --> 00:39:52,150 ironic to have this kind of exuberant party when your job is to care for 566 00:39:52,150 --> 00:39:53,150 who are dying. 567 00:39:53,550 --> 00:39:59,790 In January 2014, the U .S. attorney in Chicago indicted Seth Gilman on 16 568 00:39:59,790 --> 00:40:01,330 of health care fraud. 569 00:40:02,010 --> 00:40:07,450 Gilman eventually pleads guilty to one count of health care fraud and another 570 00:40:07,450 --> 00:40:12,450 obstructing a federal audit. He agrees to pay restitution of $9 million. 571 00:40:13,270 --> 00:40:18,030 You have a company like Passages out there getting huge amounts of money they 572 00:40:18,030 --> 00:40:21,770 shouldn't be getting and using that money for things like kickbacks. 573 00:40:22,760 --> 00:40:26,980 it makes it much harder for the legitimate company that is following the 574 00:40:26,980 --> 00:40:27,980 stay in business. 575 00:40:28,160 --> 00:40:33,580 At his sentencing, Gilman tells U .S. District Judge Thomas Durkin, I betrayed 576 00:40:33,580 --> 00:40:38,280 the trust of Medicare, and I besmirched the integrity of hospice altogether. 577 00:40:39,560 --> 00:40:42,200 I was stupid, and I was wrong. 578 00:40:42,800 --> 00:40:49,720 Mr. Gilman had glowing references from rabbis, friends, family, saying that 579 00:40:49,720 --> 00:40:50,720 was not the person. 580 00:40:51,450 --> 00:40:57,190 that even though he pled guilty to the charge, that this was not the person 581 00:40:57,190 --> 00:40:59,870 we were bringing out as part of our investigation. 582 00:41:01,050 --> 00:41:04,390 I kind of like to think that maybe they don't know him as well as we did. 583 00:41:05,210 --> 00:41:10,150 Judge Durkin does not hold back at the sentencing hearing, saying there's 584 00:41:10,150 --> 00:41:12,190 nothing that drove this other than greed. 585 00:41:13,170 --> 00:41:18,630 On March 7, 2017, Seth Gilman is sentenced to six and a half years in 586 00:41:18,630 --> 00:41:19,630 prison. 587 00:41:20,010 --> 00:41:24,310 Neither Gilman nor his lawyer responded to American Greed's request for an 588 00:41:24,310 --> 00:41:25,310 interview. 589 00:41:26,090 --> 00:41:29,430 Six people who worked for Gilman are also convicted. 590 00:41:29,790 --> 00:41:34,090 One of those is under appeal. The rest are serving sentences ranging from two 591 00:41:34,090 --> 00:41:36,890 years probation to five years in jail. 592 00:41:38,030 --> 00:41:42,270 They might not have done this, but for what Seth Gilman had put in motion, they 593 00:41:42,270 --> 00:41:45,890 bore responsibility themselves and allowed them to suffer the consequences 594 00:41:45,890 --> 00:41:46,890 well. 595 00:41:48,620 --> 00:41:53,200 Karen Wilson now owns and operates a small hospice business with her 596 00:41:53,540 --> 00:41:58,040 She says she has about 30 patients and is not getting rich. 597 00:41:58,400 --> 00:42:03,080 And when she thinks about what she witnessed working for Seth Gilman, 598 00:42:03,080 --> 00:42:08,220 says it is a stark reminder to never put profits before patients. 599 00:42:08,780 --> 00:42:11,260 It all comes down to just plain greed. 600 00:42:11,900 --> 00:42:17,040 And he had a good life. He had a good family. They had a good business. 601 00:42:17,640 --> 00:42:19,600 and it just wasn't good enough for him.